Tag Archives: financial management

Fill-up Friday — takin’ care of business

I have a confession to make.

I haven’t worked Fridays since about April.

With one or two exceptions, I’ve been home every Friday for a few months, and it’s both glorious and ignominious at the same time. I know that for three solid years I worked 48+ hours a week 90% of the year, and I didn’t like it. I don’t like being indebted to such an extent. And all it took was a few changes in leadership to cut off our overtime altogether. It felt like the water was draining out of the boat on its own, like “YES”. But then I realized what had happened.

We had become complacent with the number of hours I had been working. Mme. Ross needed a car. I needed a decent computer. We had to see this family or that. I had to go surfing.

You know I had to.

All of a sudden, all the payments we were making were biting a huge chunk out of the weekly take-home. And when it comes to pay, the bills get paid first, so things have been drying up for over six months with no overtime. Suddenly, it was like the air was slowly leaking out of our bubble.

Then, the hammer falls.

Our customer — our only customer, who by the way owns everything inside the plant — thought it might be a good idea to shut down for a few weeks to give them a chance to sell all the inventory that had been stockpiled due to their borderline manic drive for production.

Remember all that overtime? Well, we became quite good at what we do!

Our company managed to negotiate for five 32-hour work weeks instead. We get to work, they don’t have to pay unemployment, and they can ensure that some employees will still be left when the production shortage is done.

I know I’ll be there. I’m a sucker. Who’s got two thumbs and is a company man?

This guy.

Another bright ray of sunshine is that this week was only three days — 24 hours — due to the opening of deer season. Right now I kind of wish I was a hunter because it seems like I could have gotten some meaning out of Monday.

I refuse to use PTO to cover the loss, because if we shut down over Christmas, there’s no reduced hours. It’s just a total shutdown. But never fear, I’m Surfer Rob and I’ve got this covered. I cut down our monthly bills budget by over $200. Almost everything is paid off. For extra ducks, I donate plasma, which I absolutely enjoy. It gives me a chance to read a real book (made of paper!) for an hour. We have an extra daycare kid starting this month and that is definitely one of the pillars of strength in our financial lives right now.

But back to this business of Fridays. I keep telling myself, “you’ve got Fridays off. Why aren’t you posting at least once a week? The weekend is all ‘getting out’, and ‘getting stuff done’, I get that.” So for that end all I have to say is, I needed to clear up some concerns.

And that’s the Kwai Chang Kane way of saying it. If that dude was gonna kick your ass, he’d look you straight in the eyes and say without emotion, “I don’t want to fight you.”

As it turns out, life didn’t know I was gonna sweep the leg. I knew how the whole fight was going to go before a single punch was thrown. I saw into him, and I saw the lie of him.

Surfer Rob wins.

It wasn’t a flawless victory, but I’ll take it. And in the spirit of a (much) clearer mind, I inaugurate Fill-up Fridays: because I gotta fill them up one way or another.

So today I played Bioshock Infinite for a few hours after Lil’ Miss woke me up and declared that it was time to wake up and go downstairs. I love that about the weekend. That game, and others like it — I will now confess — is the reason why I needed a decent computer. By decent I mean “top of the line because I want to play awesome games” and that’s what I got. I’m a little behind on the latest games, and that works well for me because I game on a platform called Steam. If you haven’t heard of it, it’s a service that is not unlike Vudu (not Netflix) because you buy your games through them and through them you assure that whatever happens to your computer you can always get them back and play again. Steam is awesome, it’s over ten years old now and the best thing about it is that you can compile a wishlist. On the right side is the price of each line item in your wishlist and you can see if it’s on sale; the old price; the new price; and the percentage off.

I check it daily. I never pay full price on Steam, and I rarely pay over ten dollars for anything.

When I first got my computer, I didn’t even know what Steam really was. I thought it was a DRM scheme — like while you’re playing your game the software periodically checks in to make sure you’re not playing a pirate game — but that’s not it at all.

Steam is a community, a marketplace, and a damn good place to get good games for dirt-cheap.

When I first got my computer almost a year ago, I got three games for free as a promotion for choosing to get an AMD Radeon card in my computer.

NVidia fans, shut your mouths. I know what you’re going to say because I’m a NVidia fan, but I saved $500 on the computer and I got three free games so whatever!

So this is cool — whenever I talk to friends IRL we inevitably bring up the games we’re playing because we’re friended on Steam. We talk about them. I talked to a friend recently who said “I saw you’re playing Bioshock Infinite; that’s a good game.”

I said “yeah, I’m really enjoying it.”

If you’re a video gamer of any sort — even if all you do is Angry Birds and World of Goo — then you might want to look into Steam if you haven’t done so by now. That’s all I have to say about that. They have stuff for everyone, and the communities to support them.

And I’m all about community.

After Bioshock Infinite, I had a few loose ends to tie up with this plan to end our financial downfall. Things went . . . not exactly according to plan, but all in all I can’t complain. So now we’re on a new track. A better track. Then I went to donate plasma, made a few more stops, and came home to knock out some chores.

All in all, not a bad Friday.

🙂


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